Using Your House as Collateral. You could lose your home as well as the equity you’ve built up if you can’t make the payments.

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A second mortgage, or a home equity loan, consider your options carefully if you need money to pay bills or make home improvements, and think the answer is in refinancing.

Speak to a legal professional, monetary consultant, or somebody else you trust before you make any choices about borrowing cash utilizing your house as security.

  • Early Indicators
  • Protecting Your Property and Equity
  • High-Rate, High-Fee Loans
  • Higher-Priced Loans
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Early Indicators